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Well Supervised MBL Programs Benefit Members, Small Business
Remember the song “Everything Old Is New Again”? Every year in Washington, a decade-long debate rehashes arguments about whether credit unions should be allowed to make more business loans. The...
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Putting the ‘Unity’ in Community
As the most recent U. S. Census campaign was getting underway, the Associated Press reported on the significant impact immigration has had on the minority birth rate in the U. S. Reportedly,...
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Leverage ‘Necessary Financial Skills’ Before Rates Begin to Rise
Since the Jan. 27, 2011 effective date of NCUA final rule 701.4, General authorities and duties of Federal credit union directors, credit unions and their trade associations have been scrambling to...
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Overcoming the Brand Chasm
"The most innovative organizations fuse marketing and innovation into an integrated strategy for growth."—Michael Schrage, MITBranding can change a credit union. The key word is "can." Many times a...
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Rising Above the Competition: How Credit Unions Can Remain Unique in the...
Adapt or die.The dinosaurs discovered this—after it was too late. Unlike their mammal counterparts, they were unable to grow hair and survive the Ice Age. So they became extinct.It’s not much different...
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High Performing Credit Unions CEOs Share their Success Stories
Neches Federal Credit Union (FCU)Neches FCU, which today boasts eight physical branches and 317 shared-branching locations [the credit union joined the shared branching network in 2008], was founded in...
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The Texas 12
Injecting a new level of energy and excitement in the movementThe credit union movement is deeply rooted in tradi- tion and history. And while it’s important to preserve our past, we cannot get lost in...
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The Race for Relevance: Where is Your Credit Union?
"While most associations and professional societies are not in immediate danger, they will struggle if they cling to conventional approaches and structures. They will survive but they won't grow. They...
View ArticleAltruism: The Driving Force Behind What We Do
Banks give back to their community because the Community Reinvestment Act (CRA) says they have to. Credit unions, on the other hand, engage in philanthropic efforts because they are altruistic at their...
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The Race for Relevance: Where is Your Credit Union?
"While most associations and professional societies are not in immediate danger, they will struggle if they cling to conventional approaches and structures. They will survive but they won't grow. They...
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